Qualified Individual

The FTC Safeguards Rule requires covered financial institutions to designate a “Qualified Individual” to develop, implement, and oversee their information security program.

Designate Qualified Individual (QI) refers to the risk that a business lacks clear ownership and leadership over its information security efforts. Without a defined person or role responsible for guiding security decisions, managing priorities, and coordinating actions, important tasks can be delayed, overlooked, or handled inconsistently.

For small businesses, this often shows up as uncertainty around who approves security changes, who tracks ongoing risks, or who leads response efforts when something goes wrong. As technology and vendor relationships grow, the absence of clear accountability can increase confusion and slow down decision-making during critical moments.

Triple H Solutions approaches this risk by helping organizations think through how security leadership fits into their existing management structure. We focus on practical role definition, simple reporting lines, and clear ownership so your business can maintain better visibility, stronger coordination, and more confident oversight of its information security program over time.